Things To Do When Your Car Will Be Sitting For A While

Old Junk Car In WoodsSome people might be wondering, are there any drawbacks or problems to parking a car for a longer period of time beyond a few weeks? Maybe you putting your car in storage for a few months because you are going away on a long vacation backpacking across Europe or you have a second car you are not using as often.

Here is what you need to do or watch out for if you are not going to use a car or vehicle for several months.

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The Biggest Money Mistakes to Avoid in Your 30’s

Family Time In The MountainsWe like to think there is plenty of time to get our financial ducks in a row. However, with all the things requiring your attention now that you are older, before you know it, you’ll wake up at forty and wonder where your thirties went.

Here are some financial pitfalls to watch out for and avoid in your thirties as you build the foundation for your forties and beyond to ensure that you are on track for a happy and successful life.

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Best Ways to Save Money on Gas

Tips to Save Money on GasThe simple answer to high gas prices is to get a more fuel-efficient car such as a hybrid or even an electric car like a Tesla. But that’s not always possible and it’s easier said than done. Sometimes we’ve got to make do with what we got.

As someone who has owned SUVs for the past 15 years that did not get super great gas mileage, here are my tips and strategies on how to save money on gas besides buying another car.

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How Many Credit Cards Should I Have?

Optimal Number of Credit CardsThere are so many different kinds of credit cards available right now it’s nuts. There are credit cards for people with bad credit. There are credit cards that offer a percentage cash back for each dollar you charge to them. Other cards that lets you rack up airline miles towards free travel.

This brings up a couple questions most people have. How many credit cards should I have? How many credit cards are too many?

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Online Shopping vs In-Store Shopping: Pros and Cons

Online Stores vs Retail StoresShopping and how we buy products have changed immensely in a few short years. The internet has enabled buying just about anything we can imagine with a few clicks of the mouse or swipes on our phones. There are now over 100 million Amazon Prime members who happily pay $119 a year simply so they can get their purchases shipped free and in their hands in two days.

Whether you choose to do your shopping online or in traditional retail stores, there are pros and cons to both. Here are some insights to both options and how you can use their advantages to save some money.

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How To Get A Perfect 850 Credit Score for Free

Get A Perfect 850 Credit ScoreA high credit score is more than a number to impress your golfing buddies or people at your office Christmas party. While you can brag about having an 800+ credit score to show off your financial acuity, a good credit rating does have a practical purpose.

Lenders use your credit score to determine how responsible you are with money and whether you will pay your bills on time. An outstanding score means you can get the lowest interest rates on credit cards, auto loans, mortgages, or business loans. It could even get you better rates on your car insurance.

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14 Simple Ways To Save On Your Hot Water Bill

Water Heating SavingsHeating water is the second-largest energy expense in a household, accounting for almost 18% of your total energy bill behind space heating. These costs add up quickly, with the average household spending between $400-$600 a year on water heating.

If opening your monthly electric or gas bill sends a chill down your spine worst than a cold shower in the middle of winter, here are some simple tweaks and some changes in your usage habits that could result in some substantial money savings on your water heating costs.

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