Credit Cards vs Debit Cards and Why You Should Stop Using Debit Cards Immediately

Credit CardA Bankrate study last year found that 67% of millennials did not own a credit card. This isn’t that surprising since many were old enough to see how the over-usage of debt and the financial crisis affected those around them.

The Credit CARD Act of 2009 also made it harder for those under 21 to get a credit card by prohibiting credit card companies from giving out free swag on college campuses and requiring proof of income or a co-signer to get a credit card. Thus, a whole new generation of adults do not see any reason to have a credit card, which could become a problem in the future.

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Shave For Less: Taking A Razor To Shaving Costs

Cartridge Razor vs Double Edge RazorI estimate I’ve been shaving for over 2 decades now. When I started growing facial hair in high school, my father handed me a Gillette Sensor Excel razor which was a free sample that arrived one day in the mail. If you think about it, that is a pretty ingenious marketing strategy if assuming I shaved every other day, replacing the cartridge once a month at $2 each, I would have spent $480 just on the razor cartridges alone over the years. A Gillette insider once reported that a cartridge containing almost a half dozen blades with a fancy lubricating strip that retails for $4 each costs less than 10 cents to manufacture. That comes out to a markup of 4,750 percent.

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Encrypt and Secure Your Blog With Free SSL Certificates From Let’s Encrypt

It was just over a year ago when if you wanted a SSL certificate for your blog or website, you had to pay for it with your hard-earned dollars. I still remember paying each year for a PositiveSSL certificate from Comodo along with all the hassles of installing the new certificates on my server come renewal time.

This all changed in December 2015 when Let’s Encrypt started offering free SSL certificates to the public. In less than a year they’ve issued over 20 million free certificates. Never heard of Let’s Encrypt, or are wondering why you should get a certificate for your blog? Read on for more details and a tutorial on how to setup a certificate with Let’s Encrypt in 15 minutes.

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Don’t Throw Away Money On Your Rebate Debit Cards

One of the best ways to save money is buying things when a store or company offers a rebate on an item. Years ago, the rebates would come in the form of a paper check that you take to the bank and deposit. Lately, more and more rebate vendors are sending rebates as a prepaid debit card.

While prepaid debit cards or gift cards with a Visa / Mastercard / Discover / AMEX logo work like any normal debit card, they can become a hassle when you have small amounts of money on them.

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