Never Buy A Car Based On The Monthly Payment

Shopping For CarsWhen it comes to buying a new or used car from a dealership, the biggest mistake many car shoppers make is buying based on the monthly payment.

In many cases, the end result is you either end up with a car that you overpaid for, you get stuck making car payments for years longer than usual, or you pay thousands in extra interest. In the worst-case scenario, you end up owing more than the car is worth or your new wheels get repoed.

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How To Save Money With A Defensive Driving Course

Being A Defensive DriverIf you are like many people, you’ve probably noticed your auto insurance rates have been increasing steadily over the years. Luckily there are many ways to lower your insurance bill, one of which is taking a defensive driving course from the comfort of home.

In this post, I’m going to explain how I took a 4-hour online defensive driving course to save almost 10% on my insurance rates. What is even better is I’m going to continue getting this discount on my car insurance for the next three years, resulting in hundreds of dollars in total savings.

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Should You Buy an Extended Warranty on a Car?

Extended Auto Warranty Car RepairIf you’ve bought a new or used car from a dealership, you’ve probably experienced this. After spending an hour or four haggling over the price of the car you finally come to a deal. Next, they hustle you into a little office where they try to sell you even more stuff, one of which is an extended car warranty.

Is buying that extended car warranty a good idea? Should you buy an extended warranty for a used car?

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Hybrid Cars May Not Save You Money

Hybrid vs Gas CarsSo you or someone you know is thinking of buying a hybrid car. Before you spend the money for the new wheels, make you sure you are doing it for the right reason.

Say you are buying a hybrid to save the environment and the polar bears. Or do it because you can zip down the HOV lane while the rest of the plebeians sit in traffic sucking in exhaust fumes. Or maybe so you can give the middle finger to Big Oil.

But don’t buy a hybrid car because it’s going to save you money.

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Are Motorcycle Frame Sliders Worth It?

Frame Sliders Pro and ConsNo one really plans for it when they buy a new motorcycle, but with only two wheels to keep it upright, gravity is a motorcycle’s worst enemy. When a simple tip-over can cost hundreds to thousands to repair, many of us think about adding frame sliders to our motorcycles for protection.

But are they worth it? Will frame sliders save your bike when gravity wins or will it cost more harm in a crash?

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How To Tell When You Need To Replace Your Tires

Cat Sleeping By Car TireFor many people, they rarely think about their tires unless they get a flat tire. Then it becomes a major inconvenience. Instead of ignoring our tires until there is a problem with them, we need to pay more attention to the condition of the tires that are on the car because we have a lot riding on them. I’m not talking about the car itself. Cars are replaceable, but your life and your family’s aren’t.

You do not need to be a mechanic or go to a mechanic to determine whether your tires need to be replaced. Anyone can check their tires in 5 minutes to see whether their tires are worn with no special tools needed. It’s so simple that this can be done while you are at the gas station fueling up your car.

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My car just hit 100,000 miles. Should I replace it with something new?

100,000 Miles OdometerThere is something about all those zeros appearing on the odometer that makes people think their car is going to blow up on them in any moment. Even my own mother is guilty of this, recently mentioning during dinner that their Toyota Corolla has almost 100,000 on it and it was becoming less reliable. A Toyota, of all cars! This came up because that little check engine light popped on when she was driving it one day and she immediately turned around and went back home.

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Auto Insurance Basics and How To Save Money On Car Insurance

Car Insurance BasicsPerhaps your parents are taking you off their auto insurance policy now that you’ve graduated from college or you’ve been paying for your auto insurance for years without a second thought of what you are paying for or what you actually are getting. Auto insurance doesn’t have to be confusing.

Learn more about insurance and how you can save money on your car insurance.

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The Real Cost of Commuting

Evening Commute Traffic JamA few weeks ago I found a nice desk on Craigslist that someone was giving away for free. It was perfect for the office my brother was planning to lease, so we headed out to pick it up. The person who was giving it away lived about 30 miles away and Google Maps showed that it would take 50 minutes to drive there. Only it was 6 PM and the middle of rush hour. By the time we got there it was over an hour and a half later with a lot of time sitting in bumper-to-bumper traffic.

This is an all too common occurrence in many cities every morning and again later in the evening. According to the U.S. Census Bureau, in 2016 the average American spent 26 minutes in their car commuting from home to work. As a nation we are wasting billions of hours of our lives sitting in our cars.

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Why Warming Up Your Car On Cold Mornings Is Harmful

Cold Winter Deep Snow Covered CarFor many people, starting up their ice cube of a car and letting it warm up a bit is something that we don’t really think about because it was something that’s always been done. Our parents did it because their parents did it or you hear how someone had a friend who didn’t warm up their car and the engine blew up and so on.

It turns out in modern vehicles, the practice of idling your car during the winter is no longer needed. In fact, most manufacturers and auto experts recommend driving off gently after about 30 seconds. You are actually hurting the engine, wasting gas, and polluting the environment when warming it up for much longer than that.

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