A high credit score is more than a number to impress your golfing buddies or people at your office Christmas party. While you can brag about having an 800+ credit score to show off your financial acuity, a good credit rating does have a practical purpose.
Lenders use your credit score to determine how responsible you are with money and whether you will pay your bills on time. An outstanding score means you can get the lowest interest rates on credit cards, auto loans, mortgages, or business loans. It could even get you better rates on your car insurance.
Heating water is the second-largest energy expense in a household, accounting for almost 18% of your total energy bill behind space heating. These costs add up quickly, with the average household spending between $400-$600 a year on water heating.
If you are looking for the best way to save the most money for retirement, you need to take advantage of all the different types of accounts that are available. Unless your earnings are high enough to where you can max out every account, you need to prioritize.
Last week I stopped into Aldi and found a couple things on special, with one being whole milk for 79 cents a gallon. That’s not a typo. $0.79 as in less than a dollar for a whole gallon! So bought three extra gallons and ended up with double the amount of milk we normally drank. What to do with all that extra milk before it spoils? Freeze it, of course.
On October 1, Charles Schwab announced that they were reducing their online trading commissions for U.S. and Canadian-listed stocks, options, and ETFs to $0, effective October 7. That’s zero dollars, as in completely free. Schwab previously charged commissions of $4.95 per trade before this announcement. In rapid succession, other major brokerage firms announced they too will be eliminating trading commissions.
Popular in Europe and Japan, a tankless or on-demand water heater is exactly what it sounds like. Instead of a giant storage tank holding 30 to 80 gallons of hot water, a tankless water heater circulates cold water through a series of coils called a heat exchanger where the cold water is heated by electric elements or gas burners on demand.
In a January 2019 survey, Bankrate found that 60% of Americans were unable to pay an unexpected $1,000 expense. That is a lot of people who are living paycheck to paycheck and barely saving any money. The survey also revealed that 77% of respondents said that either they or an immediate family member had to deal with a financial emergency in the last year that was $1,000 or more, with 36% of those facing a bill greater than $5,000.
How many times have you been to the grocery store and after getting everything in your cart scanned, was surprised by the total price displayed on the checkout screen?
The Amazon Fire TV Stick and Amazon Fire TV Stick 4K are two of the most popular streaming devices for available. Streaming media devices like the Amazon Fire TV Sticks, Roku, and the Google Chromecast are great for people who are looking to cut the cord on their cable service and save some money each and every month.
It is no surprise that dating can be expensive. Everything that goes into finding love and companionship, things like coffee dates, bar tabs, meals, dating site memberships, event tickets, new outfits, and haircuts costs money and all that money adds up quick.