Why Warming Up Your Car On Cold Mornings Is Harmful

Cold Winter Deep Snow Covered CarFor many people, starting up their ice cube of a car and letting it warm up a bit is something that we don’t really think about because it was something that’s always been done. Our parents did it because their parents did it or you hear how someone had a friend who didn’t warm up their car and the engine blew up and so on.

It turns out in modern vehicles, the practice of idling your car during the winter is no longer needed. In fact, most manufacturers and auto experts recommend driving off gently after about 30 seconds. You are actually hurting the engine, wasting gas, and polluting the environment when warming it up for much longer than that.

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How To Save Hundreds By Buying Your Prescription Glasses Online

Buying Eyeglasses OnlineIn our daily lives it’s hard to imagine there is anything that we use more than our eyes. For those of us who don’t have perfect vision, eyeglasses are a must-have item that we put on first thing in the morning and only take off when we climb back into bed at night.

Buying your next pair of eyeglasses online can save you hundreds of dollars for the same quality of glasses you would have gotten at the store.

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Dangers of Automatic Bill Payments On Your Finances

Online Bill PayWe are all busy these days. There are new emails waiting to be checked, Netflix shows to binge watch, Instagram updates from friends of what they had for lunch, or The Donald’s latest tweets to read. With so many things vying for our attention, automatic bill payments can be really appealing. You spend five minutes setting it up, and you never have to see or manually pay another bill again!

With automatic bill pay, you can set up auto payment plans for all your bills. Your utilities, mortgage, phone, internet, cable, auto, or any other regular payments can be automatically deducted from your bank account at your scheduled date, freeing you from missed payments and late fees. But is it a smart idea?

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The Best HSA Provider For Investing Your HSA Money

Best HSA Providers For InvestingThere are many banks, brokerages, credit unions, and insurance companies that are offering HSA accounts these days because 97% of HSA accounts are in cash. All this money sitting in accounts are allowing these companies to make loans with that money to earn more money while only giving you a fraction of interest back in return. With interest rates being so low, those who keep their HSA funds in savings accounts are actually losing money to inflation as health care costs continue to increase each year. This is why it is better to find a provider that lets you invest your HSA savings.

With so many choices, choosing a HSA provider that meets your investment needs can be a little challenging. To help you get started on your search, this is a review on some of the popular HSA providers that allow investing of your funds and their fees.

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Best Time Of The Year To Buy A Car

Best Time For Buying A CarFor most people, unless you live in a city with great public transportation or within walking or biking distance to work, you will probably need a car to get you where you need to go.

With the average person owning 9.4 cars in their lifetime, and the average new vehicle transaction price hitting an all-time high of $34,077 in 2016, if you are shopping for a new car, knowing when to buy a car could save you hundreds or maybe even thousands of dollars.

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Why The HSA Is The Best Investment Tool To Save For Retirement

Using An HSA For RetirementAs open enrollment for the Affordable Care Act begins this month, whether you get your insurance from the Health Insurance Marketplace or through your employer, now is a good time to consider your health insurance options for next year if you haven’t already. You may have seen plans that are listed as HSA-eligible. What many people don’t realize is that HSAs are one of the best ways to save for retirement.

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Soon Entering These National Parks Could Be Much More Expensive

National Parks Fee IncreaseThe National Park Service has announced a proposal that could more than double the entrance fees at 17 of the most popular national parks to generate badly needed revenue for infrastructure improvements.

Entry at these parks currently costs $25 to $30 per vehicle and $10 to $15 per person on bike or foot. Under the proposed rates, this will increase to $70 per vehicle and $30 per person.

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Is Only Buying Cheap Costco Gas Worth The Membership?

Save On Gas At CostcoCostco members join the warehouse club for a variety of reasons. For $60 a year, you get access to great deals on electronics, clothing, food, alcohol, office supplies, tires, hearing aids, and so many free samples you can skip dinner later. What if you have no need or the space for an entire year’s worth of toilet paper? Is it worth the membership fee to join Costco only to save on gas and never even step foot inside the warehouse?

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Stop Renting and Buy Your Cable Modem To Start Saving Money

Buy or Rent Your Cable ModemIf you are a cable internet service subscriber, do you rent or own your cable modem? If you are renting your modem, you could easily save up to $120 a year by purchasing your own modem.

It seems like almost every year that we would receive another letter from the cable companies announcing yet another rate hike, so it is not a big surprise that they also charge a fee to rent the equipment needed to access their internet service. When I first signed up to Comcast over a decade ago, the modem rental fee was only $3 a month. Today it is $10 per month.

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