When you apply for a new credit card and have little to no credit, the credit card companies are taking a chance you will pay off the charges that you make. To protect themselves, they usually start you off with a small credit line.
As your credit limit is one of the biggest components in determining your credit score, you may be wondering how you can increase the amount of credit available you to. Here are some simple ways to get a higher credit limit.
Starbucks has announced they are offering healthcare workers and front-line responders a free tall brewed coffee at participating U.S. Starbucks stores as appreciation for their hard work during the coronavirus pandemic.
Find out who qualifies and how one can get a free cup of coffee.
My parents have been using their old electric stove for over three decades and last year it finally needed to be replaced. I hopped onto the internet and helped my mother order a new GE stove from Lowes and life was good.
And it was, until my mother started cooking on her new stove only to find it kept on turning on and off at the higher temperature settings because of the new Sensi-Temp safety feature. Here is how you can disable that feature so your stove functions like a traditional stove.
When it comes to buying a new or used car from a dealership, the biggest mistake many car shoppers make is buying based on the monthly payment.
In many cases, the end result is you either end up with a car that you overpaid for, you get stuck making car payments for years longer than usual, or you pay thousands in extra interest. In the worst-case scenario, you end up owing more than the car is worth or your new wheels get repoed.
If you are like many people, you’ve probably noticed your auto insurance rates have been increasing steadily over the years. Luckily there are many ways to lower your insurance bill, one of which is taking a defensive driving course from the comfort of home.
In this post, I’m going to explain how I took a 4-hour online defensive driving course to save almost 10% on my insurance rates. What is even better is I’m going to continue getting this discount on my car insurance for the next three years, resulting in hundreds of dollars in total savings.
If you are tired of paying high account fees at large banks while getting a pittance in interest for the money you’ve got deposited, you are not alone.
With a high-yield online savings or money market account such as CIT Savings Builder or Money Market account, you get much higher interest rates than your neighborhood bank, pay no monthly fees, and your money is as safe as your local brick-and-mortar bank thanks to FDIC insurance.
Do you want to know your credit score but hate the idea of having to pay money to get it? Over 100 million people feel the same way. That is the number of members who have signed up for Credit Karma, the website and app that has been providing free credit scores and reports since 2007.
If you are thinking about joining Credit Karma, here is my review on everything that you need to know about the company and their services.
Even though Craigslist may be one of the biggest and oldest sites to buy and sell stuff locally, what if you are looking for an alternative site because you are not having any success or want more options?
Here are several sites like Craigslist where you can increase the number of people seeing your items if you are a seller and make it easier to find that one-of-a-kind item if you are a buyer.
Many people may wonder whether it would be a good idea to cancel a credit card they aren’t using regularly. In most cases, keeping a credit card account open will help your credit score. However, there are still a few situations where you may want to cancel an unused credit card.
Here are the do’s and don’ts if you are thinking about closing that old credit card.
After opening a new Amex Business Cash credit card recently, I noticed American Express took the credit from one of my other cards for the new card’s credit limit. While you can always request a credit increase, maybe you are like me and don’t need more credit.
Luckily, you can easily reallocate credit lines between your Amex cards. Here is how to do it online or by phone.