Building credit and getting a good credit score can seem like a Catch-22. How are you supposed to get approved for a loan or a credit card when you have a poor or limited credit history?
One tactic to easily and quickly establish your credit or boost your credit score is to be added as an authorized user to someone else’s credit card account.
A virtual credit card can reduce some of the worries about fraud and your credit card number being stolen in a data breach or used by an untrustworthy merchant when using your credit card online.
Here is why I generate a unique virtual credit card for every vendor I do business with on the internet and why you should do the same.
The Fidelity Rewards Visa card is one of my favorite credit cards if you are looking to earn unlimited 2% cash back on your spending without dealing with the hassle of category restrictions or other hoops to jump through.
While the cash back policy is not changing, cardmembers are getting some bad news about two popular benefits that will be discontinued at the end of March 2021.
When you apply for a new credit card and have little to no credit, the credit card companies are taking a chance you will pay off the charges that you make. To protect themselves, they usually start you off with a small credit line.
As your credit limit is one of the biggest components in determining your credit score, you may be wondering how you can increase the amount of credit available you to. Here are some simple ways to get a higher credit limit.
Many people may wonder whether it would be a good idea to cancel a credit card they aren’t using regularly. In most cases, keeping a credit card account open will help your credit score. However, there are still a few situations where you may want to cancel an unused credit card.
Here are the do’s and don’ts if you are thinking about closing that old credit card.
After opening a new Amex Business Cash credit card recently, I noticed American Express took the credit from one of my other cards for the new card’s credit limit. While you can always request a credit increase, maybe you are like me and don’t need more credit.
Luckily, you can easily reallocate credit lines between your Amex cards. Here is how to do it online or by phone.
There are so many different kinds of credit cards available right now it’s nuts. There are credit cards for people with bad credit. There are credit cards that offer a percentage cash back for each dollar you charge to them. Other cards that lets you rack up airline miles towards free travel.
This brings up a couple questions most people have. How many credit cards should I have? How many credit cards are too many?
When you have limited or no credit available, it can seem almost impossible to get a credit card or a loan.
One solution for building up your credit score fast is by getting a secured credit card. Find out what is a secured card and how one can help you with your credit.
Before you run hop online and start applying for a balance transfer credit card, know that banks and credit card companies aren’t offering these cards because they want to give you free money. They are really hoping you’d mess up so they can reap the financial rewards.
Be smart about balance transfers and avoid these 10 common mistakes.
Are you sinking further into credit card debt and trying to keep your head above water? High-interest credit cards and personal loans can make getting ahead of your debt situation seem almost impossible.
A balance transfer could be the lifeline that you need to improve your finances. But transferring a balance can also turn that lifeline into an anchor that could get you into more trouble. Before you think about doing a credit card balance transfer, here is what you need to know.