When companies compete, customers win. This is no different in the financial services industry. Last month Vanguard fired their shot with an announcement that in August they will be offering nearly 1,800 ETFs commission-free for all online trades on their platform. Now Fidelity has responded with one of their own and it’s a doozy. This is a huge win for investors.
First of all, if your father is Warren Buffett then you can disregard everything I say in this blog post. For the rest of us, giving your parents all your money to invest for you is a bad idea. It’s not bad because I’m saying your parents are going to steal your money or go invest it all on pumpkins. Our parents have our best interests at heart, but they are actually making it worst for their children.
No one really plans for it when they buy a new motorcycle, but with only two wheels to keep it upright, gravity is a motorcycle’s worst enemy. When a simple tip-over can cost hundreds to thousands to repair, many of us think about adding frame sliders to our motorcycles for protection.
But are they worth it? Will frame sliders save your bike when gravity wins or will it cost more harm in a crash?
An exchange-trade fund or ETF is a basket of securities that tracks a particular index, bonds, commodity, or asset class. First created in 1993, ETFs have grown to over 2,100 funds available today just in the U.S., and over 6,000 funds worldwide containing over $4.5 trillion in assets.
ETFs have become very popular since they’ve become available. They are attractive to many investors because of their low costs, diversification, tax efficiency, and ability to be traded just like stocks. Read more to see if ETFs are a suitable investment for you.
This free online calculator can be used to estimate your self-employment tax for Social Security and Medicare based on your anticipated business income.
It will also calculate the amount of your self-employment tax deduction and let you know how much you owe in additional Medicare tax if you are over the income threshold.
The calculator will also generate the Form 1040-ES tax and deduction worksheet that can be used to help you estimate your quarterly taxes.
For many people, they rarely think about their tires unless they get a flat tire. Then it becomes a major inconvenience. Instead of ignoring our tires until there is a problem with them, we need to pay more attention to the condition of the tires that are on the car because we have a lot riding on them. I’m not talking about the car itself. Cars are replaceable, but your life and your family’s aren’t.
You do not need to be a mechanic or go to a mechanic to determine whether your tires need to be replaced. Anyone can check their tires in 5 minutes to see whether their tires are worn with no special tools needed. It’s so simple that this can be done while you are at the gas station fueling up your car.
We all like to think we are great multitaskers. We brag about it to our friends, family, and coworkers because it shows that we are doers. When faced with many challenging tasks, we get things done and get rewarded for it with praise, raises, and a sense of completion.
When we have so much to do and only 24 hours in a day, being able to do several things at once seems like a great skill to have. If it wasn’t for multitasking, we might not even make it out the door in the morning.
The Federal Reserve has been increasing interest rates as the economy has been getting stronger. Yet the rates on your savings account at the local brick and mortar bank is still holding steady at a fraction of a percentage. You go online and see online savings and money market accounts offering rates over 150 times higher.
You start thinking about all the extra money you could be earning from your hard-earned cash, but should you go with a savings account or a money market account? Which is better? What’s the difference between the two accounts?
With summer officially arriving this week, you may have noticed your electric bills are rising almost as fast as the temperatures. At least during the wintertime, you can keep warm by putting on an extra hoodie or adding an extra blanket. In the summer, there is only so much clothing you can take off.
To keep your electricity bills down in the summertime as the heat goes up, here are some simple energy saving tips you can use to keep more money in your wallet.
As a website or blog owner, how fast your site loads has an enormous impact on your site’s success. As internet speeds get faster, people are less willing to wait around for a site to load if it takes too long. With millions of other sites to choose from on the search results, it’s too easy for a visitor to hit the back button and click to a competitor’s site next on the list. Page speed is so important, Google has made it a ranking factor in their search algorithm.
In this guide I’m going to go over everything you can do to improve your website’s performance.