Why Warming Up Your Car On Cold Mornings Is Harmful
For many people, starting up their ice cube of a car and letting it warm up a bit is something that we don’t really think about because it was something that’s always been done. Our parents did it because their parents did it or you hear how someone had a friend who didn’t warm up their car and the engine blew up and so on.
It turns out in modern vehicles, the practice of idling your car during the winter is no longer needed. In fact, most manufacturers and auto experts recommend driving off gently after about 30 seconds. You are actually hurting the engine, wasting gas, and polluting the environment when warming it up for much longer than that.
In our daily lives it’s hard to imagine there is anything that we use more than our eyes. For those of us who don’t have perfect vision, eyeglasses are a must-have item that we put on first thing in the morning and only take off when we climb back into bed at night.
Does your iPhone feel like it is running slower than when it was new or is it just your imagination?
We are all busy these days. There are new emails waiting to be checked, Netflix shows to binge watch, Instagram updates from friends of what they had for lunch, or The Donald’s latest tweets to read. With so many things vying for our attention, automatic bill payments can be really appealing. You spend five minutes setting it up, and you never have to see or manually pay another bill again!
There are many banks, brokerages, credit unions, and insurance companies that are offering HSA accounts these days because 97% of HSA accounts are in cash. All this money sitting in accounts are allowing these companies to make loans with that money to earn more money while only giving you a fraction of interest back in return. With interest rates being so low, those who keep their HSA funds in savings accounts are actually losing money to inflation as health care costs continue to increase each year. This is why it is better to find a provider that lets you invest your HSA savings.
For most people, unless you live in a city with great public transportation or within walking or biking distance to work, you will probably need a car to get you where you need to go.
As open enrollment for the Affordable Care Act begins this month, whether you get your insurance from the Health Insurance Marketplace or through your employer, now is a good time to consider your health insurance options for next year if you haven’t already. You may have seen plans that are listed as HSA-eligible. What many people don’t realize is that HSAs are one of the best ways to save for retirement.
The National Park Service has announced a proposal that could more than double the entrance fees at 17 of the most popular national parks to generate badly needed revenue for infrastructure improvements.
Costco members join the warehouse club for a variety of reasons. For $65 a year, you get access to great deals on electronics, clothing, food, alcohol, office supplies, tires, hearing aids, and so many free samples you can skip dinner later. What if you have no need or the space for an entire year’s worth of toilet paper? Is it worth the membership fee to join Costco only to save on gas and never even step foot inside the warehouse?
If you are a cable internet service subscriber, do you rent or own your cable modem? If you are renting your modem, you could easily save up to $120 a year by purchasing your own modem.