How To Save Money With A Defensive Driving Course

Being A Defensive DriverIf you are like many people, you’ve probably noticed your auto insurance rates have been increasing steadily over the years. Luckily there are many ways to lower your insurance bill, one of which is taking a defensive driving course from the comfort of home.

In this post, I’m going to explain how I took a 4-hour online defensive driving course to save almost 10% on my insurance rates. What is even better is I’m going to continue getting this discount on my car insurance for the next three years, resulting in hundreds of dollars in total savings.

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Best Ways to Save Money on Gas

Tips to Save Money on GasThe simple answer to high gas prices is to get a more fuel-efficient car such as a hybrid or even an electric car like a Tesla. But that’s not always possible and it’s easier said than done. Sometimes we’ve got to make do with what we got.

As someone who has owned SUVs for the past 15 years that did not get super great gas mileage, here are my tips and strategies on how to save money on gas besides buying another car.

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14 Simple Ways To Save On Your Hot Water Bill

Water Heating SavingsHeating water is the second-largest energy expense in a household, accounting for almost 18% of your total energy bill behind space heating. These costs add up quickly, with the average household spending between $400-$600 a year on water heating.

If opening your monthly electric or gas bill sends a chill down your spine worst than a cold shower in the middle of winter, here are some simple tweaks and some changes in your usage habits that could result in some substantial money savings on your water heating costs.

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Save Money By Freezing Milk

Freezing Milk and Saving MoneyLast week I stopped into Aldi and found a couple things on special, with one being whole milk for 79 cents a gallon. That’s not a typo. $0.79 as in less than a dollar for a whole gallon! So bought three extra gallons and ended up with double the amount of milk we normally drank. What to do with all that extra milk before it spoils? Freeze it, of course.

Just like how you can freeze meats, vegetables, and prepared foods so they’d last longer before spoiling, it is perfectly safe to freeze milk so it doesn’t go bad before you can use it. Here’s how.

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6 Tricks To Save A Ton of Money Fast or Build An Emergency Fund

Tips to Save Money FastIn a January 2019 survey, Bankrate found that 60% of Americans were unable to pay an unexpected $1,000 expense. That is a lot of people who are living paycheck to paycheck and barely saving any money. The survey also revealed that 77% of respondents said that either they or an immediate family member had to deal with a financial emergency in the last year that was $1,000 or more, with 36% of those facing a bill greater than $5,000.

This brings up a couple questions. How can one increase their savings? What can we do when 1 in 5 working Americans aren’t saving any money at all?

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30+ Easy Ways to Save Money on Food

Save Money at the Grocery StoreHow many times have you been to the grocery store and after getting everything in your cart scanned, was surprised by the total price displayed on the checkout screen?

There are many ways you can save money when it comes to food. You can use coupons, phone apps, meal planning, online ordering, sales, and more. Here are some simple tips to save money on food no matter how big or small your food budget.

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61 Extraordinary Fun Cheap Date Ideas for Couples

Cheap Date Night IdeasIt is no surprise that dating can be expensive. Everything that goes into finding love and companionship, things like coffee dates, bar tabs, meals, dating site memberships, event tickets, new outfits, and haircuts costs money and all that money adds up quick.

Rather than avoid dating completely because it costs money, you can go on cheap dates that fits within your budget. Here are some cheap date ideas for having a fun date together without going broke in the process.

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13 Easy Ways to Save Money On Your Cell Phone Bill

Saving Money On Your Cell Phone BillThese days just about everyone has a cell phone. Tell people you don’t have one and they will look at you like you have two heads. With the big four carriers pushing their unlimited plans with unlimited talk, texting, and data, it is not a surprise to see your cell phone bill costing $70 or more a line.

Want to pay less on your cell phone bill? Here are some tips and tricks on how to save money on your cell phone and plans.

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15-Year vs 30-Year Mortgages – Which One Is The Better Choice?

Which Mortgage Term Is BetterNot many people can pay cash for a house these days. According to Zillow, the median home sale price in the United States ending October 2018 was $225,900. You are going to need a piggy bank the size of a house for that.

For most people, buying a home means taking out a mortgage. The two most common mortgage terms are 15-year and 30-year fixed rate mortgages. This brings us to the question of which should one go with that makes the most financial sense.

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Save Money On Your Electricity Bills This Summer

Lower Summer Utility CostsWith summer officially arriving this week, you may have noticed your electric bills are rising almost as fast as the temperatures. At least during the wintertime, you can keep warm by putting on an extra hoodie or adding an extra blanket. In the summer, there is only so much clothing you can take off.

To keep your electricity bills down in the summertime as the heat goes up, here are some simple energy saving tips you can use to keep more money in your wallet.

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