Never Buy A Car Based On The Monthly Payment

Shopping For CarsWhen it comes to buying a new or used car from a dealership, the biggest mistake many car shoppers make is buying based on the monthly payment.

In many cases, the end result is you either end up with a car that you overpaid for, you get stuck making car payments for years longer than usual, or you pay thousands in extra interest. In the worst-case scenario, you end up owing more than the car is worth or your new wheels get repoed.

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9 Classifieds Sites Like Craigslist To Buy and Sell Your Stuff

Smartphone Photo ThingsEven though Craigslist may be one of the biggest and oldest sites to buy and sell stuff locally, what if you are looking for an alternative site because you are not having any success or want more options?

Here are several sites like Craigslist where you can increase the number of people seeing your items if you are a seller and make it easier to find that one-of-a-kind item if you are a buyer.

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Should You Buy an Extended Warranty on a Car?

Extended Auto Warranty Car RepairIf you’ve bought a new or used car from a dealership, you’ve probably experienced this. After spending an hour or four haggling over the price of the car you finally come to a deal. Next, they hustle you into a little office where they try to sell you even more stuff, one of which is an extended car warranty.

Is buying that extended car warranty a good idea? Should you buy an extended warranty for a used car?

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Are Extended Warranties Worth It?

Apple Products Extended WarrantiesA couple of weeks ago our rice cooker stopped working so I made a trip to Walmart to pick up a new one. When I go to check out, the associate asks if I wanted an extended warranty for my $25 rice cooker.

This brings up a dilemma facing many shoppers after they spent months saving up to make a big purchase. Should one spend the extra money on an extended warranty to protect their purchase?

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Online Shopping vs In-Store Shopping: Pros and Cons

Online Stores vs Retail StoresShopping and how we buy products have changed immensely in a few short years. The internet has enabled buying just about anything we can imagine with a few clicks of the mouse or swipes on our phones. There are now over 100 million Amazon Prime members who happily pay $119 a year simply so they can get their purchases shipped free and in their hands in two days.

Whether you choose to do your shopping online or in traditional retail stores, there are pros and cons to both. Here are some insights to both options and how you can use their advantages to save some money.

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Rent-To-Own Stores Are Absolutely Ridiculous

Rent To Own Like Burning MoneyYou can rent just about anything these days from the rent-to-own businesses: sofas, dining room sets, mattresses, refrigerators, televisions, laptops, stoves, washer and dryer sets, and more for the low monthly fee with no credit checks, down payments, or even bank accounts needed.

Does it sound too good to be true? You betcha.

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Would You Buy Fake Dirty Jeans For $425?

Expensive Nordstorm Fake Mud JeansJust when you thought the stylish trend of taking a pair of brand new perfectly good pair of jeans and ripping a hole in them and selling them for four times the regular price was stupid, Nordstrom has raised the bar by selling a pair of fake mud jeans for $425.

If you are wondering what in the world are fake mud jeans, they are exactly what it sounds like: jeans covered in fake brown mud.

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We Own Too Much Stuff

ClutterSelf-storage is an interesting concept. Behind rows of corrugated metal doors at the self-storage facility are closets filled with items that people couldn’t bear to throw away. Instead they are paying monthly rent for space not for people to live in, but to store things so they can make more room at home to buy even more things.

We simply own too much stuff in our lives. Here is why the minimalism movement is attracting more and more people.

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