When it comes to buying a new or used car from a dealership, the biggest mistake many car shoppers make is buying based on the monthly payment.
In many cases, the end result is you either end up with a car that you overpaid for, you get stuck making car payments for years longer than usual, or you pay thousands in extra interest. In the worst-case scenario, you end up owing more than the car is worth or your new wheels get repoed.
If you are like many people, you’ve probably noticed your auto insurance rates have been increasing steadily over the years. Luckily there are many ways to lower your insurance bill, one of which is taking a defensive driving course from the comfort of home.
In this post, I’m going to explain how I took a 4-hour online defensive driving course to save almost 10% on my insurance rates. What is even better is I’m going to continue getting this discount on my car insurance for the next three years, resulting in hundreds of dollars in total savings.
If you are tired of paying high account fees at large banks while getting a pittance in interest for the money you’ve got deposited, you are not alone.
With a high-yield online savings or money market account such as a CIT Platinum Savings or Savings Connect account, you get much higher interest rates than your neighborhood bank, pay no monthly fees, and your money is as safe as your local brick-and-mortar bank thanks to FDIC insurance.
Do you want to know your credit score but hate the idea of having to pay money to get it? Over 100 million people feel the same way. That is the number of members who have signed up for Credit Karma, the website and app that has been providing free credit scores and reports since 2007.
If you are thinking about joining Credit Karma, here is my review on everything that you need to know about the company and their services.
Even though Craigslist may be one of the biggest and oldest sites to buy and sell stuff locally, what if you are looking for an alternative site because you are not having any success or want more options?
Here are several sites like Craigslist where you can increase the number of people seeing your items if you are a seller and make it easier to find that one-of-a-kind item if you are a buyer.
Many people may wonder whether it would be a good idea to cancel a credit card they aren’t using regularly. In most cases, keeping a credit card account open will help your credit score. However, there are still a few situations where you may want to cancel an unused credit card.
Here are the do’s and don’ts if you are thinking about closing that old credit card.
After opening a new Amex Business Cash credit card recently, I noticed American Express took the credit from one of my other cards for the new card’s credit limit. While you can always request a credit increase, maybe you are like me and don’t need more credit.
Luckily, you can easily reallocate credit lines between your Amex cards. Here is how to do it online or by phone.
If you’ve bought a new or used car from a dealership, you’ve probably experienced this. After spending an hour or four haggling over the price of the car you finally come to a deal. Next, they hustle you into a little office where they try to sell you even more stuff, one of which is an extended car warranty.
Is buying that extended car warranty a good idea? Should you buy an extended warranty for a used car?
A couple of weeks ago our rice cooker stopped working so I made a trip to Walmart to pick up a new one. When I go to check out, the associate asks if I wanted an extended warranty for my $25 rice cooker.
This brings up a dilemma facing many shoppers after they spent months saving up to make a big purchase. Should one spend the extra money on an extended warranty to protect their purchase?
When a shoe starts falling apart, you might think that it’s time to buy a new pair. That is entirely not the case. There is no need to toss your perfectly good shoes into the trash if your shoes are coming apart or the midsole detaches from the upper.
Save some money and fix your shoe quickly and permanently using a handy product called Shoe Goo.